Terms of use

These terms govern your use of this website. By using it you accept them. If you do not accept them, please do not use the site.

Last updated 18 September 2026

1. Who we are

This website is operated by South Coast Advisory (Pty) Ltd, an accounting practice with its office at Suite 3, First Floor, 22 Rosslyn Road, Amanzimtoti, KwaZulu-Natal 4125, South Africa. You can reach us on 031 903 4787.

2. General information, not advice

Everything published here — service pages, frequently asked questions, the glossary, downloadable documents and anything our voice assistant says — is general information about accounting, tax and related matters in South Africa. It is not advice for your particular circumstances, and it does not take into account your business, your figures or your history with SARS.

Do not act, or decide not to act, on anything on this site without speaking to us or to another suitably qualified professional first.

3. Rules and figures change

Tax rates, thresholds, filing dates, CIPC fees and software prices change, usually with the annual Budget or at the supplier’s discretion. We review this content and date the pages that carry figures, but legislation can change between reviews. Always confirm a current figure with us before relying on it.

4. No client relationship until we are engaged

Sending an enquiry, downloading a document or speaking to our voice assistant does not make you our client and does not create a professional relationship. We take clients on by issuing an engagement letter that sets out the work, the fee and the responsibilities on both sides. The relationship begins when that letter is accepted.

5. Our voice assistant

“Sandy” is an artificial intelligence assistant, not a person, and it will tell you so. It answers general questions about our services, about Xero and about South African accounting and tax terms, drawn from the published content on this site.

• It does not give tax, financial or legal advice for your circumstances.
• It cannot access your records, your SARS profile, your invoices or any account with us.
• It may be wrong or out of date. Where an answer matters, confirm it with a person here.
• Please do not give it your identity number, tax number, passwords or banking details. If you do, ask us to delete the conversation.

How conversations are handled is set out in our privacy notice.

6. Downloadable documents

Templates and checklists we make available are provided as a starting point for your own use. They are not a substitute for professional or legal advice, and they may need to be adapted to your business. You may use them in your own business. You may not resell them or republish them as your own.

7. Our content

The text, structure, design and materials on this site belong to South Coast Advisory (Pty) Ltd or are used with permission. You may quote a short passage with attribution and a link back. You may not republish whole pages, or use our content to train a commercial product, without our written permission.

Third-party names and logos, including Xero, belong to their owners and are used to describe the software we work with.

8. Links to other sites

Where we link to SARS, CIPC, Xero or other third parties, we do so for convenience. We do not control those sites and we are not responsible for their content or their handling of your information.

9. Availability

We try to keep this site available and correct, but we do not guarantee that it will be uninterrupted, error-free or free of anything harmful. We may change or remove content at any time.

10. Liability

To the extent the law allows, South Coast Advisory (Pty) Ltd is not liable for any loss or damage arising from your use of this website or from reliance on its general information. Nothing in these terms limits liability that cannot lawfully be limited, and nothing here affects the obligations we owe you under a signed engagement letter, which are governed by that letter and by the rules of our professional bodies.

11. Your privacy

Our privacy notice explains what personal information we collect through this site and what we do with it.

12. Governing law

These terms are governed by the law of the Republic of South Africa, and the South African courts have jurisdiction over any dispute arising from them.

13. Changes to these terms

We may update these terms. The date at the top shows when they last changed, and the version in force is the one published here when you use the site.

Questions

Phone 031 903 4787, or visit us at Suite 3, First Floor, 22 Rosslyn Road, Amanzimtoti.