A part-time CFO: cash flow forecasting, budgets and margin analysis
Management accounts, cash flow forecasting, budgets and board packs for owner-managed businesses on the KZN South Coast.
South Coast Advisory acts as an outsourced finance function: monthly management accounts, a rolling cash flow forecast, budget versus actual reporting and a quarterly review with Neil. It suits businesses too big for a bookkeeper alone but not yet able to employ a full-time financial manager.
What is included
- Monthly or quarterly management accounts with commentary
- 13-week rolling cash flow forecast
- Budgets and budget versus actual reporting
- Pricing, margin and break-even analysis
- Funding applications and bank pack preparation
- Quarterly review meeting with the managing director
How it works
- 01
Baseline
We establish where the business actually stands today, in writing.
- 02
Forecast
We build the cash flow and budget model with you, not for you.
- 03
Review
Each quarter we compare plan to result and decide the next move.
Questions about advisory & virtual cfo
When is a virtual CFO worth paying for?
When decisions are getting expensive: hiring, taking on debt, opening a second location, or pricing a big contract. At that point monthly management accounts and a forecast pay for themselves.
Below that, solid bookkeeping and an annual planning conversation is usually enough, and we will say so.
How often should I look at management accounts?
Monthly if you have staff, stock or debt. Quarterly is enough for a stable business with simple operations.
The value is in the comparison over time, not in any single month's figures.
In plain English: Management accounts · Cash flow forecast · Working capital · Break-even point
Often needed with this: Business valuations · Accounting & bookkeeping
Find out where the numbers are holding you back
A free 20-minute consultation on compliance, cash flow and reporting, and what to fix first. Bring your latest management accounts or trial balance if you have them.